Commercial Real Estate Loans – No Tax Returns Required | $250,000 – $2,000,000

General Program Options

  • Loan Purpose: Purchase, Cash-Out, Refinance
  • Loan Product: 5-Year and 7-Year Hybrid
  • Amortization: 15, 20, 25, 30
  • Minimum Middle Credit Score: 650
  • Different program for credit scores 600-640 available – max LTV 65%. Call for info.
  • Eligible Markets: Top 200 MSAs
  • Eligible Borrowers: US Citizens, Permanent Resident Aliens, Legal Entities
  • Property Types Tier I: Multifamily and Mixed-Use (Residential): Max LTV – 80%
  • Property Types: Tier II: Mixed Use (Commercial), Office, Retail, Light Industrial, Self- Storage, Warehouse,
  • Automotive, Mobile Home Park, Daycare Center, Restaurant: Max LTV – 75%
  • Standard Prepayment Fees: 5% For First 3 Years or 5,4,3,2,1 for 5 years
  • Interest rates start at 6%+

Beware when shopping for a commercial loan: If someone charges you anything outside of a credit report (we don’t even charge for credit report) for preliminary work; run, don’t just walk away. All our terms and fees are disclosed with the issuance of the LOI; you can accept or reject without any cost or obligation.